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Patricia Halpin

Patricia Halpin

Broker/Owner
Salt Water Realty of Brevard
Melbourne Beach, FL 32951

321-720-0409
Contact Me

Contact Me







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Debt to Income Ratio

Debt To Income Ratio

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. According to the FHA,monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment, combined with non-housing expenses, 4 should total no more than 41% of income. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.



Patricia Halpin - Broker/Owner | 321-720-0409 | Contact Me
1009 Atlantic St. - Melbourne Beach, FL 32951
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